Quiznetik

Indian Banking and Financial System | Set 3

1. In hire purchase depreciation can be claimed by the

Correct : A. Hirer

2. A merchant bank can claim a charge ------- % as the commission for the whole issue

Correct : C. 0.5%

3. Which of the following is not a quantitative credit control tool of RBI?

Correct : D. Margin requirements

4. Which of the following is a selective (qualitative) credit control method?

Correct : D. Credit rationing

5. Currency notes of rupee one and other lower subsidiary coins are issued by

Correct : C. Ministry of Finance

6. American Depository Receipts (ADRs) are issuing by

Correct : C. Overseas depository

7. ----------- is the process of converting security in electronic form into physical form

Correct : A. Rematerialisation

8. ----------- is dealing in securities done by those who having access to price sensitive information.

Correct : B. Insider trading

9. --------- is a calculated move with an expectation to reap huge profit from market fluctuations

Correct : B. Speculation

10. ---------- speculators are optimistic in nature

Correct : A. Bull

11. ---------- speculators are Pessimistic in nature

Correct : B. Bear

12. The scheme in which company can allot shares not more than 15% of the issue size, to the public in addition to the shares already offered- is called

Correct : C. Green shoe option

13. The merchant banker coordinating a public issue is called as

Correct : B. Lead manager

14. -------- is a shortened form of prospectus

Correct : B. Abridged prospectus

15. -------- is an offer document is used in public issue made under book building method.

Correct : A. Red herring prospectus

16. In technical sense, short sellers (bears) will be “squeezed” through

Correct : B. Cornering

17. ---------- is known as ‘Traffic in securities’

Correct : D. Arbitrage

18. A system of security trade in which one is allowed to invest in excess of his financial capacity by borrowing funds

Correct : A. Margin trading

19. Which of the following speculative transactions are unfair and prohibited?

Correct : C. Rigging

20. Which of the following is not a prohibited act in security market?

Correct : D. Margin trading

21. ------- is undertaken for making a dishonest claim for tax deduction.

Correct : A. Wash sales

22. -------- means temporary halt of trade in stock exchanges whenever index moves upward or downward beyond the specified limits

Correct : C. Circuit breaking

23. Unsecured debentures are also known as...........

Correct : C. Naked debentures

24. Non-voting shares were introduced by Companies (Amendment) bills in the year

Correct : A. 1997

25. in the case of -------- bonds, the value is inversely related to short term interest rates.

Correct : B. Inverse float bonds

26. “D vs. P” system for government securities market means

Correct : A. Delivery and payment settlement

27. Non banking financial institutions (NBFIs) are registered under

Correct : C. Companies Act

28. According to IFRS, the term financial asset includes

Correct : D. All the above

29. Which of the following is /are example of primary or direct financial instrument

Correct : D. Debentures

30. Which of the following is /are example of Secondary or indirect financial instrument

Correct : C. Post office saving deposit

31. A Non Banking Financial Institution

Correct : D. Cannot accept demand deposit and cannot issue cheques

32. Kerala State Financial Enterprises ltd (KSFE) is an example of

Correct : C. NBFI

33. UTI, LIC etc are examples of

Correct : B. Investment institution

34. SFC is an example of

Correct : D. Development Institution

35. Which of the following is /are not regulatory institutions

Correct : D. IFCI

36. Which of the following is not a negotiable instrument?

Correct : C. FDR

37. ‘Follow on Public Offer’ is also known as

Correct : D. All of these

38. “Uberrimae Fidei” means

Correct : C. Good faith

39. ........... is the oldest insurance

Correct : C. Marine insurance

40. In ---------------- , insurable interest is enough at the time of loss

Correct : D. Marine insurance

41. In life insurance, instalment policy is also known as

Correct : A. Annuity policy

42. In insurance, “Causa Proxima” means

Correct : D. Closely connected perils

43. _______ is a financial service which pooling risks of people

Correct : C. insurance

44. In India Insurance business are regulated by

Correct : C. IRDA

45. Except life insurance maximum term of other insurance is_______

Correct : A. 12 months

46. Central office of Life Insurance Corporation of India is located at

Correct : A. New Delhi

47. There are........ associated companies of GIC

Correct : B. 4

48. “Native Stock and Share Brokers Association” is the old name of............

Correct : C. BSE

49. General insurance business nationalised in the year----------

Correct : B. 1972

50. Principle of Indemnity does not apply to----------

Correct : C. Life insurance