Quiznetik

Indian Banking and Financial System | Set 1

1. ___________ allocates saving efficiently in an economy to ultimate users either for investment in real assets or for consumption

Correct : C. Financial system

2. Which of the following is not a regulatory institutions in Indian financial system.

Correct : B. CIBIL

3. ___________ is regarded as a queen of Indian financial system.

Correct : B. RBI

4. ————— represent claims for the payment of a sum of money sometimes in the future and/or a periodic payment in the form of interest or dividend.

Correct : C. financial asset

5. SEBI was established in —————.

Correct : A. 1988

6. RBI started functioning on —————.

Correct : A. 1-4-1935

7. National Housing bank is a fully owned subsidiary of —————.

Correct : C. RBI

8. ————— has the statutory powers to regulate and promote the Indian capital market.

Correct : C. SEBI

9. Any company making a public issue of value of more than Rs. ———— is required to file a draft offer document with SEBI.

Correct : C. 50 lakh

10. ————— Committee was constituted by SEBI for deciding about derivatives trading.

Correct : A. L.C.Gupta

11. RBI is the lender of last resort for —————.

Correct : D. Commercial Banks

12. The market regulator of Indian Capital Market is ……………

Correct : C. SEBI

13. …………………… facilitate the transfer of funds from savers to the borrowers.

Correct : C. financial market

14. ……………………… market is a market for old issues.

Correct : C. Secondary market

15. Which of the following is a financial asset

Correct : C. share

16. Which of the following is a cash asset?

Correct : A. deposit created out of loans

17. Govt. bond is a

Correct : B. long term security

18. Money market deals with ..................... instruments.

Correct : B. short term

19. The market for extremely short period loan is called.....................

Correct : A. call money market

20. ..................... acts as an intermediary between Govt. and money market

Correct : A. RBI

21. ................... are drawn by contractors on the Govt. departments for the goods supplied to them

Correct : B. supply bill

22. The bill which doesn’t require acceptance is called.....................

Correct : A. treasury bills

23. ..................... are an important instrument of short term borrowing by the Govt.

Correct : C. Treasury bill

24. ..................... is a market for bankers’ acceptances

Correct : D. Acceptance market

25. Accommodation bills are also known as ..................... bills

Correct : D. both a & b

26. Adhoc treasury bills are issued in favour of the ..................... only

Correct : B. RBI

27. ..................... are short term deposits of specific maturity similar to fixed deposits.

Correct : D. Certificate of deposit

28. ..................... is an unsecured short term promissory note issued by creditworthy companies?

Correct : A. commercial paper

29. Discount and Finance House of India was set up in .....................

Correct : B. 1988

30. Discount and Finance House of India was set up in pursuance of the recommendations of .....................Committee

Correct : C. Vaghul

31. ..................... has been set up mainly to provide a secondary market in Govt. Securities

Correct : C. STCI

32. Right shares are offered to.....................

Correct : B. Existing shareholders

33. ..................... is the suitable method where small companies issue shares

Correct : B. placement

34. ..................... is a process of admitting securities for trading on a recognised stock exchange.

Correct : C. listing

35. ..................... is a preferential independent broker who deals in securities on his own behalf.

Correct : A. Jobber

36. The facility to carry forward a transaction from one settlement period to another is known as ..................... transaction

Correct : A. Badla

37. The device adopted to make profit out of the differences in prices of a security in to different markets is called.....................

Correct : C. arbitrage

38. The central depositary ..................... the security on behalf of the investors

Correct : C. both a & b above

39. ..................... of shares in the first step in the depository process

Correct : D. Immobilisation

40. . ..................... is the link between the depository and the owner

Correct : B. Depository participant

41. ..................... issues does not bring in any fresh capital

Correct : D. bonus

42. Prospectus is not issued in

Correct : B. private placement

43. An issuer need not file an offer document in case of

Correct : B. preferential allotment

44. An issuer can launch an IPO within.....................

Correct : B. 6 months

45. An issue of a minimum size of Rs. ..................... crore is a mega issue

Correct : B. 100

46. Financial institutions are also known as ........................

Correct : B. Financial intermediaries

47. ........................ is the first development financial institution in India.

Correct : C. IFCI

48. Management Development Institute (MDI)was set up by ........................

Correct : C. IFCI

49. IDBI was established in ........................

Correct : D. 1964

50. ........................ is an apex institution to coordinate, supplement and integrate the activities of all existing specialised financial institutions.

Correct : B. IDBI

51. Technical consultancy Organisations were set up by........................

Correct : B. IDBI

52. ICICI was set up in ........................

Correct : A. 1955

53. ........................ assists mainly to industrial undertakings in the private sector

Correct : C. ICICI

54. LIC was established in........................

Correct : A. 1956

55. UTI was set up in the year ........................

Correct : B. 1964

56. ................known as Brettonwood twins

Correct : C. IBRD and IMF

57. World bank is also known as........................

Correct : C. IBRD

58. World bank was set up in ........................

Correct : A. 1945

59. IMF commenced financial operation on........................

Correct : C. 1947

60. Which of the following gives long term finance?

Correct : D. All the above

61. Which of the following is a fee based service

Correct : C. capital issue management

62. Find the odd one out

Correct : B. share certificate

63. The process of managing the sales ledger of a client by a financial service company is called

Correct : B. factoring

64. Mutual funds are very popular in

Correct : A. USA

65. In India, the company which actually deals with the corpus of the mutual fund is called

Correct : C. asset management company

66. The first bank in India to start factoring business is

Correct : B. SBI

67. An asset with a physical value is called

Correct : B. Non financial asset

68. An asset which derives its value because of a contractual claim is

Correct : A. Financial asset

69. Gold is -----------asset

Correct : B. Non financial asset

70. Cash is --------------asset

Correct : A. Financial asset

71. -------------is a whole sale market for short term debt instrument.

Correct : C. money market

72. Money lent in the inter-bank market for 15 days or more is called -----------

Correct : B. Term money

73. Call money is a loan given for a period of

Correct : C. 1 day

74. When money lent for more than a day but up to a fortnight is called

Correct : C. Money at short notice

75. CBLO stands for

Correct : A. Collateralised Borrowing and Lending Obligation

76. The NSDL established in

Correct : A. August 1996

77. In a private placement the maximum number of investors shall not exceed

Correct : B. 49

78. Merchant banks in India started in

Correct : B. 1969

79. Merchant banks concept in India introduced by

Correct : C. ANZ Grindlays

80. SENSEX is the index of

Correct : A. BSE

81. NIFTY is the index of

Correct : B. NSE

82. The first Indian equity index is

Correct : B. Sensex

83. ........... is a product whose value is derived from the value of underlying asset

Correct : D. Derivatives

84. BOLT stands for

Correct : B. Bombay Online Trading

85. --------------is also known as “G.Secs”

Correct : C. Govt. Securities

86. .................. are negotiable instrument issued by an overseas depository

Correct : D. Any of the above

87. Perpetual bond is also known as

Correct : B. Irredeemable bond

88. Zero Coupon Bond is also known as

Correct : A. Deep discount bond

89. Secured Premium Notes (SPN) always issued with...........

Correct : C. Detachable Warrant

90. ................ bonds permit the bond holder to invest the interest income again in host bonds

Correct : D. Bunny bonds

91. ...............bonds are high risk and high yield bonds developed in USA

Correct : B. Junk bonds

92. ESOP stands for

Correct : C. Employee stock Option Plan

93. QIPs Stands for

Correct : C. Qualified Institutional Placement

94. What you mean by “STRIPS”

Correct : C. Separate Trading of Registered Interest and Principal of Securities

95. Gilt Edged Securities are

Correct : A. Govt. Securities

96. In India, forfaiting services are offered by

Correct : C. EXIM bank

97. The small investors’ gateway to enter into big companies is —————

Correct : D. Mutual fund

98. Money Market mutual fund is also known as---------------

Correct : C. Income fund

99. ————— fund invests in highly liquid securities like commercial paper.

Correct : D. MMMF

100. The idea of providing factoring services in India was first thought by —————

Correct : A. Vaghul committee