Quiznetik

Financial Institutions and Markets | Set 2

1. The Industrial Credit and Investment Corporation of India (ICICI) was established as a private sector development bank at the initiative of the World Bank in

Correct : B. 1955

2. The Export-Import Bank of India was set up by the Government of India on

Correct : C. January 1,1982

3. With the government take-off of all the life insurance companies in India, the Life Insuarnce Corporation of India (LIC) was formed in

Correct : D. 1956

4. The Unit Trust of India (UTI) was set up in

Correct : A. 1984

5. ICICI is a

Correct : B. Private sector institution

6. Which one of the following institutions provide medium-term finance to industries?

Correct : A. UTI

7. Among Mutual Funds Industry in India, the top and dominating position is held by

Correct : D. UTI

8. Venture Capital Fund provides

Correct : C. risk capital to little known, unregistered, young and small business

9. Which was the first mutual fund established in India?

Correct : B. Unit Trust of India (1963

10. Private Sector Mutual Funds in India were permitted in

Correct : C. 1993

11. Venture capital firm

Correct : A. pools resources to help entrepreneur start new firm

12. The IDBI at present is a

Correct : A. subsidiary of RBI

13. Which of the following is not a function of General Insurance?

Correct : D. Medical Insurance

14. NBFIs refers to..

Correct : B. Non Banking Financial Institutions

15. With reference to non-banking financial companies (NBFCs) in India, consider the following statements: 1. They can offer any rate of interest subject to their financial capacity 2. They can not accept deposits repayable on demand. Which of the statements given above is/are correct?

Correct : B. 2 only

16. Which one among the following promoted the concept of self-help groups (SHGs) for financing the poor.

Correct : B. NABARD

17. NABARD has been established on the recommendation of

Correct : D. Shivaram Committee

18. SIDBI was set up in 1990 as a wholly owned subsidiary of

Correct : D. IDBI

19. Which one of the following is the main objectives of Unit Trust of India.

Correct : B. To mobilizes the saving of low and high income groups

20. Which function of foreign exchange market protects against the foreign exchange risk?

Correct : B. Hedging function

21. Reduction in the value of domestic currency by the government is called

Correct : B. devaluation

22. Reduction in the value of domestic currency through market forces is called

Correct : A. depreciation

23. Increase in the value of domestic currency by the government is called

Correct : C. revaluation

24. What will be the effect on exports if foreign exchange rate increases?

Correct : A. Increases

25. Foreign exchange is demanded by..

Correct : D. all of them

26. The supply of foreign exchange comes from..

Correct : D. all of them

27. Buyers and sellers of foreign exchange are

Correct : D. all of them

28. Which exchange rate measures the average relative strength of a given currency with respect to other currencies without eliminating the effect of change in price?

Correct : D. Real effective exchange rate

29. When one country manipulates exchange rate against the interest of other country, is known as

Correct : B. dirty floating

30. Other things remaining the unchanged, when in a country the price of foreign currency rises, national income is:

Correct : A. Likely to rise

31. Other things remaining the same, when in a country the market price of foreign currency falls, national income is likely

Correct : B. to fall

32. Devaluation which means fall in value of domestic currency in terms of foreign currency takes place in

Correct : B. Fixed Exchange Rate regime

33. A change from Rs. 60 = 1 dollar to Rs 62 = dollars indicates that Rs has

Correct : B. Depreciated

34. The larger fluctuations in portfolio value of foreign exchange of financial institutions leads to

Correct : B. greater volatility of rates

35. Other things remaining unchanged, when in a country the price of foreign currency rises, national income is

Correct : A. Likely to rise

36. Indirect quotation is also known as

Correct : B. foreign currency quotation

37. If rupee is getting depreciated fast and is considered undesirable by the government, the RBI may be advised to

Correct : A. Sell dollars in the foreign exchange market

38. If in an effort to control depreciation of rupee the RBI puts more dollars in the supply, it may lead to greater inflation, caused by

Correct : D. All of the above.

39. In which of the following items raises the supply of foreign exchange ?

Correct : C. Donation of 50 million $ received from Microsoft

40. A change from Rs. 140 = 2 £ to Rs. 60 = 1 £ indicates that Rs. is

Correct : A. Appreciated

41. Depreciation of domestic currency leads to rise in:

Correct : A. Exports

42. Flexible Exchange Rate System is also known as:

Correct : C. Floating Exchange Rate

43. The rate which is determined by the government is known as:

Correct : B. fixed

44. The exchange rate at which demand for foreign currency becomes equal to its supply, is called

Correct : C. equilibrium exchange rate

45. Demand for foreign currency depends upon:

Correct : D. both (a) and (b

46. In a flexile exchange rate regime

Correct : C. government do not have any intervention

47. Foreign exchange transactions involve monetary transactions

Correct : B. between residents of two countries only

48. Paper currency was used for internal use and gold was used for international settlement under standard

Correct : B. gold bullion

49. A foreign currency account maintained by a bank abroad is its

Correct : A. nostro account

50. The statutory basis for administration of foreign exchange in India is

Correct : C. Foreign Exchange Management Act, 1999

51. The market forces influencing the exchange rate are not fully operational under

Correct : C. fixed exchange rate system

52. According managed to classification by IMF, the currency system of India falls under

Correct : A. Managed flating

53. Under fixed exchange rate system, the currency rate in the market is maintained through

Correct : A. official intervention

54. Euro was launched on

Correct : A. 1999

55. Indirect rate of exchange is quoted in India for -

Correct : D. none of the above

56. A transaction in which the currencies to be exchanged the next day of the transaction is known as

Correct : D. Value tomorrow

57. The transaction in which the exchange of currencies takes place at a specified future date, subsequent to the spot date is known as a

Correct : B. forward transaction

58. The buying rate is also known as the

Correct : A. bid rate