Quiznetik

Islamic Banking Products | Set 1

1. Sukuk is Arabic name stand for

Correct : B. financial certificates

2. A type of partnership where one party offer funds while other gives expertise and management is

Correct : D. mudarabah

3. Word Musharika is originated from the

Correct : B. arabic word

4. Which is liability side financing out of these means

Correct : D. b & c

5. Expression Finance Certificates & Certificate of Investment in Musharika is

Correct : D. assets side financing

6. What is asset side financing out of these means

Correct : B. import financing

7. Giving share of investor to customer on lease is the

Correct : B. basis of diminishing musharika

8. An agreement in which advance fee is made for commodities to be delivered afterwards on is

Correct : D. b& c

9. Word Musharika is originated from Arabic word Sharikah meaning

Correct : B. ijarah

10. A most ordinary kind of Shirkat-ul-Aqd where equality in capital, management or liability might be identical in one case but not in all respect meaning either profit is equal but not labour or vice versa is

Correct : B. shirkat-ul-ainan

11. Working capital financing in Musharika is

Correct : B. asset side financing

12. Where everyone partner contribute some capital into a commercial venture is

Correct : C. a & b

13. Investments given by all partners/shareholders known to as

Correct : A. partners

14. Mutually or equally using an asset by taking twists under conditions where partners or joint vendors are on superior stipulations is

Correct : A. musharikaintifa

15. Sharikah is chief term than

Correct : C. musharika

16. Factually it means a credit sale is

Correct : A. baimuajjal

17. An investor and his customer contribute either in shared possession of an assets or equipment, or in a combined commercial venture is

Correct : A. diminishing musharika

18. The term Shirrkah – al- aqd in Islamic commercial law refers to a partnership or joint venture formed by………

Correct : C. contract

19. The Islamic financial system prohibits transactions featuring

Correct : A. extreme uncertainties resulting from speculation and gambling

20. Are Islamic banking products for Muslims only

Correct : B. no

21. Tameen is another name for

Correct : A. takaful (islamic insurance)

22. Amanah in Islamic banking refers to

Correct : A. a deposit held in trust which creates various fiduciary duties.

23. The Arabic term Haq means

Correct : A. legal rights

24. The Shari'ah is set of rules or law governing

Correct : C. economic, social, political and cultural aspects of islam societies.

25. Wakalah is used by Islamic banks mostly for

Correct : C. fund management

26. The term Arbun refers to

Correct : A. down payment

27. Banking may broadly be described as the business of providing

Correct : B. financial services

28. Which of the following is a type of investing instrument?

Correct : A. musharakah

29. The term Aqd in Islamic commercial law refers to

Correct : B. a contract

30. Takaful, a form of Islamic insurance, refer to a scheme for

Correct : D. mutual assistance and shared responsibility

31. The Arabic term Ayn refers to

Correct : C. a tangible (physical asset)

32. What does the abbreviation IFSB stands for

Correct : C. islamic financial services board

33. Shariah provides a network of ethical and moral rules of behaviour for

Correct : C. all participants in market

34. Religious supervisory board of Islamic banks plays an important role in

Correct : C. introduction of new product and services that comply with islamic princples.

35. The term Riba literally means

Correct : B. any excess

36. The term Hawalah refers to a contract of

Correct : C. assignment of debt

37. Deposits placed with banks practically take the form of

Correct : D. loans from depositors to the bank

38. The Islamic financial system is founded on

Correct : B. absolute prohibition of the payment or receipt of any predetermined, guaranteed rate of return

39. Ijarah literally means

Correct : D. to give something on rent

40. The termWaqf refers to

Correct : D. charitable foundation or trust

41. The Arabic term Kafil means

Correct : C. a person providing surety

42. What does the abbreviation IFI stand for in Islamic banking?

Correct : D. islamic financial institution

43. Islamic corporate governance promotes

Correct : B. ethical and moral behaviour

44. The term Dhaman in Islamic commercial law refers to

Correct : C. the taking on of a liability or responsibility of another person

45. The Arabic term Qimah implies

Correct : D. sale of the real value of goods

46. The term Hiba refers to a contract of

Correct : B. gift

47. Under a Salam contract goods are

Correct : C. purchased for delivery in future

48. The term Kafalah in islamic commercial law refers to

Correct : B. guarantee

49. Islamic financial system seeks to

Correct : D. enhance equality and fairness in financial dealings for the good of society as whole

50. Maqsid, an Islamic term, refers to

Correct : B. objectives of shari'ah.