Quiznetik

Financial Services | Set 1

1. …………………..was the protector of funds and money in ancient Rome.

Correct : A. Juno Moneta

2. Money is matter of 4 function- A medium , a measure, a standard…………--.

Correct : A. Store

3. Indian Financial System consists of financial market,…………….. and Financial intimidation.

Correct : A. financial instrument

4. ------------------- are business organization that is mobilisers and depositors of savings and providing financial services.

Correct : A. Financial Institutions

5. ………………………. are differ from Non-financial Business organization.

Correct : A. Financial Institutions

6. …………….. can be defined as the market in which financial assets are created or transferred.

Correct : A. Financial Market

7. ……………. this market is dominated by government, banks, and financial institutions.

Correct : A. money market

8. ………………….market is also called as the security market.

Correct : A. Capital market

9. ………………….market deals with the multicurrency requirements.

Correct : A. Forex market

10. ……………….. bills are issued by central government.

Correct : A. Treasury Bills

11. Debt instruments are issued by corporate houses for raising short term financial resources from money market are called as ……………..

Correct : A. Commercial Paper

12. The markets which attracts funds in large volume and from all types of investors are called as …………

Correct : A. Broad financial market

13. ………………or liberalization aim at creating market oriented competitive financial system.

Correct : A. Financial Reforms

14. ………………appears to have an important role in the restructuring and liquidation of companies that are in distress.

Correct : A. Financial Intermediary

15. …………….banker is any person who is engaged in the business of issue of management either by making arrangement regarding selling, buying, securities to manager.

Correct : A. Merchant

16. …………………..banking is the development of banking from commerce which frequently encountered a prolonged intermediate.

Correct : A. Merchant

17. An outstanding development in this sphere was the conversion of the ……………

Correct : A. Industrial Finance Corporation

18. DFIs stands for…………….

Correct : A. Development financial Institutes

19. The bonds issued by the DFIs were no longer eligible as…………….assets for banks.

Correct : A. SLR

20. The factors which had adversely affected the profitability of the banking system were partly external is termed as ………………

Correct : A. macro –policy environment

21. The factors which had adversely affected the profitability of the banking system were partly internal is termed as ………………

Correct : A. staffing and branch spread

22. NBFCs Stands for

Correct : A. non banking financial corporations

23. NBFCs are partly ………… and partly……………..

Correct : A. fees based and fund based

24. …………….are emerging as the backbone of Indian Capital Market.

Correct : A. Mutual Fund

25. The present structure consists of domestic mutual funds sponsored by the ……………

Correct : A. UTI

26. ……………..are encouraged, both in public and private sectors and they have been permitted to invest overseas.

Correct : A. Mutual Funds

27. Secondary market represented an institutional mechanism was ………………

Correct : A. inadequate

28. SEBI stands for ……………….

Correct : A. security exchange board of India

29. CDs stands for ………… and CPs stands for…………..

Correct : A. certificate of deposit & commercial paper

30. …………………are appointed by the issuing companies in consultation with the merchant bankers.

Correct : A. underwriters

31. Underwrites are appointed by the issuing companies in consultation with the …………………

Correct : A. merchant banks

32. In …………………this case the issue is underwritten by two or more underwriters jointly.

Correct : A. joint underwriting

33. Under ………………..this case involves more than one underwriters.

Correct : A. sub underwriting

34. ……………..in this case underwriter agrees to take up a specified number of securities.

Correct : A. firm underwriting

35. …………..is empowered to carry out the inspection of the bankers to the issue with a view to protecting the investors’ interest.

Correct : A. RBI

36. A ………….is a deed which is executed by the company in favour of the trustees named for the benefit of the debenture holder.

Correct : A. trust deed

37. A scheduled bank carrying on ……………..

Correct : A. commercial activity

38. ………………is mandatory in order to act as debenture trustee.

Correct : A. . Certificate

39. In primary MARKETS the first time issued shares to be publicly traded, in stock market is considered as...

Correct : C. initial public offering.

40. The stock or shares that are also sold to investors without transacting through financial institution are classified as

Correct : A. direct transfer

41. The type of financial security which have linked payoff to another issued security is classified as –

Correct : B. derivative security

42. In primary markets the property of shares which made it easy to sell newly issued security is considered as …

Correct : A. increased liquidity

43. The money market where debt and stock are traded and maturity period is more than a year is classified as….

Correct : B. capital markets

44. The example of derivative securities include.

Correct : D. all of these

45. In foreign financial markets , the growth is represented by the factors such as --

Correct : C. a & b

46. The services provided by financial institutions as providing financing to any specific sector of economy such as real estate business are classified as----

Correct : D. factor allocation

47. The type of market in which securities with less than one year maturity are traded is classified as…

Correct : A. money market

48. The type of structured market through which the funds flow with the help of financial instruments such as bond and stock is classified as –

Correct : A. financial market

49. The process of selling and buying of stocks and bonds is classified as

Correct : B. e trade

50. In capital markets the major suppliers of trading instruments are—

Correct : A. government and corporation

51. The market in which transactions are done through computers and telephone without any specific location are classified as ----

Correct : C. over the counter markets

52. The type of financial markets in which the corporation issues new funds to raise funds is classified as

Correct : B. primary market

53. The saving banks, insurance companies, mutual funds and commercial banks are all examples of –

Correct : C. financial institutions

54. The additional debt instrument or equity instruments of publically traded firm are included in the markets classified as –

Correct : B. primary market

55. The financial instruments of public markets include –

Correct : C. shares

56. The centralized market place where agents can have efficiently and quickly transaction is classified as –

Correct : A. secondary market

57. The ability of an asset to be converted into cash very quickly is classified as –

Correct : C. liquidity

58. The institutions classified as depository once and have loans as their major assets are classified as

Correct : A. commercial banks

59. Merchant bankers are ------

Correct : C. Neither merchants nor banks

60. All type of activities which are of a financial nature are called ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : D. financial services.

61. Find out odd one..

Correct : D. Purchase of raw materials.

62. The number of lead merchant bankers may not exceeds in case any issue of , issue size less than Rs.50crore,number of MBs ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : C. 2

63. R O C stands for ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : A. Registrar of companies

64. ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a written consent or authorization representing or acting on behalf of an individual in matters of business, private affairs or other legal matters.

Correct : D. Power of authority.

65. Lead merchant banker should advice the issuer to enter into ‐‐‐‐‐‐‐‐ with a particular intermediary for the purpose of issue management.

Correct : A. Memorandum of understanding

66. The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore.

Correct : D. 5.

67. Post issue management activities include:‐

Correct : D. All of these.

68. Pre‐issue management activities include:‐

Correct : D. None of these.

69. Merchant bank can help an organization specifically in promotional functions, ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : D. All of these.

70. Role of merchant bankers ‐‐‐‐‐‐‐‐.

Correct : D. All of these.

71. ‐‐‐‐‐‐‐‐‐‐‐‐‐ is a financial intermediary who helps to mobilize and transfer capital from those who possess it to those who need it.

Correct : B. Venture capital

72. ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a method of renting assets.

Correct : B. Lease

73. ‐‐‐‐‐‐ is the opinion of the rating agency on the relative ability and willingness of the issuer of by instrument to meet the debt service obligations as and when they arise.

Correct : A. Credit rating

74. The features of hire purchase:

Correct : D. All of these.

75. Discounting of bills of exchange is an attractive ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ based financial service provided by the finance companies.

Correct : B. Fund

76. Factoring is method of raising ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ finance through account receivable credit offered by commercial banks and factors.

Correct : C. short term

77. Insurance is a ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : C. Agreement

78. ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a fund based financial service, provides resources of finance receivable as well as facilities the collection of receivables.

Correct : D. Factoring.

79. Financial service companies exclude ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : C. Sole proprietorship

80. Specialized financial institution, are also known as ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : D. Development bank.

81. Financial services offered financing risk project e.g. Risk capital scheme of I F C I venture capital fund of I D F I etc. to provide ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐.

Correct : B. Venture capital

82. Identify odd one.

Correct : D. I C I C I.

83. Services sector in India is booming and has become one of the biggest -- ………..areas.

Correct : A. money spinning areas

84. The term…………… refers to the mobilizing and allocation of savings.

Correct : A. financial services

85. ………………of large public sector undertakings.

Correct : A. Port folio management

86. ………………has made way for the entry of innovation and advanced financial products in India.

Correct : A. globalization

87. If funds sells securities that have increased price the fund has………….. Gain.

Correct : A. capital gain

88. ……….. …..is define as the market value of Mutual Fund Scheme’s assets net of its Liability.

Correct : A. NAV

89. Funds that can sell and buy units at any point in the time are known as ……..

Correct : A. open end fund

90. Funds that can sell a fixed number of units only during the new fund offer period are called as ………

Correct : A. Closed end fund

91. ………refers to the load changed to an investors when he /she enters into a scheme.

Correct : A. Entry load

92. ……………… known as back end load.

Correct : A. Exit load

93. Which are not included in entry load, Exit load, deferred load is known as ……

Correct : A. open end fund

94. ……………are funds whose portfolio consists of a blend of equities, debts, and money market securities.

Correct : A. Hybrid fund

95. Exchange traded funds give investors joint benefits of ……. And …… mutual fund.

Correct : A. close end & open end

96. ETF stands for……………..

Correct : A. Exchange traded funds

97. The finance ministry is supervisor of …… & ……

Correct : A. RBI & SBI

98. Association of mutual fund in India was incorporated on…

Correct : A. 22nd Aug 1995

99. ………is keeps the safe custody of the valuables of customers or clients or investors.

Correct : A. Custodian

100. ………………….. means financial transaction where exporter sells his accounts receivables to the 3rd party @a lesser rate in exchange for instant cash.

Correct : A. Factoring